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Shop wisely for travel insurance, travellers urged

Shop wisely for travel insurance, travellers urged

Travellers embarking on cheap flights this summer should not necessarily settle for the cheapest travel insurance deal, a report from Which? has suggested.

According to research from the consumer organisation, more than half of Britain’s travel agents do not provide basic details about the policies they offer, while six failed to enquire about any pre-existing medical conditions.

Sean Tipton, a spokesman from ABTA – The Travel Association, said it is vital that any medical conditions are discussed with a travel agent before agreeing to take out a policy.

"If you, or anybody in your party, has a pre-existing medical condition [make sure] that you discuss that with your travel agent or the insurance company when you purchase the policy as this may affect your cover," he commented.

None of the travel agents Which? spoke to explained the consequences of failing to explain any pre-existing medical conditions.

The organisation’s research also revealed that independent travel agencies performed better than chain branches in terms of the types of travel insurance on offer.