More than two-thirds of travellers exchange their money before setting off abroad, new figures show.
Some 69 percent of people buy foreign currency before travelling, according to research by Marks & Spencers (M&S) Travel Money.
Scottish passengers exchange £340 on average before they embark on their flights abroad. Britons in the south-west exchange an average of £298 before they go abroad.
Fraser Millar, M&S head of travel services, said: "By taking out more currency in advance, shoppers in Scotland and the north of England are getting the best value on their holiday money.
"Leaving it until you get to the airport to buy travel money can cost you more as you may be charged commission and exchange rates tend to be uncompetitive."
Meanwhile, the Association of Scotland’s Self Caterers (ASSC) has told the Guardian that the financial downturn has seen larger numbers of people taking self-catering holidays during the credit crunch.
Jennifer Moffat of the ASSC told the newspaper: "A lot of self-catering businesses are already reporting a rise in their takings from last year, despite the fact that fewer people are booking in advance or staying as long."
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